About the agency
About Lincolnshire Life Insurance
An agency built on one belief: you should understand your life insurance well enough to explain it yourself.
What Problem Were We Built to Fix?
Because life insurance is easy to sell badly. Plenty of people end up with a policy they cannot describe, bought after a conversation that was more pitch than explanation. Lincolnshire Life Insurance was set up to do the reverse: answer the questions first, put the options next to each other and let the family decide with the whole picture in front of them.
The households we work with around Lincolnshire tend to be busy. Two careers, kids in activities every night, a mortgage that felt large on closing day and still does. They do not have time for jargon, and they should not have to decode it. So we translate. Cash value, conversion rights, contestability periods and riders all get explained in plain words, on the spot.
The relationship does not end at the application, either. A new baby, a refinance or a parent moving in are all reasons to call us back, and we want those calls. Coverage that fit five years ago may not fit today, and checking costs nothing but a conversation.
What Are We Trying to Do?
Make sure every person we talk with can say, in their own words, what their policy does and why they chose it. That means plain explanations, honest comparisons, coverage sized to the actual need and a phone that gets answered after the sale.
How We Work Differently
We stay in touch after the sale
Beneficiary changes, coverage checks and questions about statements keep coming back to us for the life of the policy.
Experience you can borrow
We have answered the same questions for a long list of families, so we can usually see the next one coming.
Explanations in everyday words
If a term needs defining, we define it. You should never sign something you could not repeat.
Options compared openly
Term, whole and universal coverage are priced together whenever they fit your goal.
A licensed agent answers
Advice comes from someone licensed for personal-lines insurance and accountable for it.
Sized to the real need
We recommend the coverage your family needs and stop there.
Our Credentials
The facts behind the advice.
- Licensed for personal-lines insurance
- Term, whole, universal, final expense, mortgage, child and review services
Where We Help
We serve Lincolnshire and nearby communities including Riverwoods, Bannockburn, Mettawa, Wheeling, Buffalo Grove, Deerfield, Vernon Hills, Long Grove, Lake Forest, Prospect Heights and Highwood.
Have a Question? Start There
You do not need to know what you want before you call. Bring the question and we will take it one step at a time.