Terms and Conditions

What We Offer

Lincolnshire Life Insurance offers information, quotes and application assistance for term life, whole life, universal life, final expense, mortgage protection and children's life insurance, as well as term conversions and reviews of policies you already own.

Descriptions on this site are general in nature. Eligibility, coverage and price are decided by the insurance company that issues a policy, based on your application.

Using This Website

You may use this site for lawful purposes and to learn about what we offer. Its content is educational and does not replace advice tailored to your own circumstances.

Quotes and Estimates

Prices given by phone are estimates based on what you tell us. They do not promise coverage or a final premium, which depend on the issuing company's underwriting.

A policy takes effect only after the application is approved and any required first premium is paid.

Ownership of Content

Material on this website belongs to Lincolnshire Life Insurance or is used with permission. It may not be reproduced for commercial use without our written consent.

Disclaimers

The site is provided on an as-is basis. We aim to keep it accurate but do not promise that every detail is complete or up to date. Benefits, terms and exclusions are governed by the policy contract the insurance company issues.

Limits on Liability

As far as the law allows, Lincolnshire Life Insurance is not responsible for indirect or consequential losses resulting from use of this website.

Outside Links

Links to websites operated by others are offered for convenience. We do not control and are not responsible for their content.

Governing Law

These terms are governed by the laws of the State of Illinois.

Revisions

We may change these terms by posting an updated version here and revising the date at the top of the page.